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The choices you make when purchasing auto insurance are important. Unfortunately many consumers find out only after a claim that they made poor choices. The multiple coverage options you have when purchasing automobile insurance can be confusing. It’s easy to make simple mistakes that could cost you in the event of a claim.

UNDERSTANDING THE BASICS
The ownership of a vehicle brings with it several risks. The risk of property damage to your vehicle or to another’s vehicle or property, the risk of personal injury to yourself or others. Auto Insurance can protect against the financial loss that comes with these risks. Massachusetts law requires that you carry Compulsory insurance. If you have a leinholder, Comprehensive and Collision coverage must also be purchased. Often times the required limits are less than appropriate for some individuals since an accident can put your personal assets at risk.

COVERAGE OPTIONS
Your auto policy is broken down into a series of subsections. A state of Massachusetts auto policy has 4 Compulsory parts, and 8 optional coverage’s. Email or call today to receive a copy of “Your Consumer Guide, Ways to Save on your 2004 Massachusetts Automobile Insurance”, an informative and detailed brochure put out by the State of Massachusetts.

 

SAFE DRIVER INSURANCE PLAN (SDIP)

Click here to learn how the Safe Driver Insurance Plan impacts underlying insurance rates

 

SAFETY & TIPS
Click here to go to Frequently Asked Auto Questions and other helpful stuff.

 
97 Center Street, Chicopee, Massachusetts 01013  •  phone 413-594-5984  •  fax 413-592-1142
Copyright Phillips Insurance Agency, Inc. 2004