 Although difficult to think about, a serious illness can leave you
unable to care for yourself. That is why planning for long-term care
should be an integral part of your retirement plan. It provides you
and your loved ones with freedom of choice and protection for the
future.
Long-term care services range from help with routine task like
bathing, dressing and cooking to skilled nursing.
Long-term care insurance typically covers:
-
Home-based
services—personal care and homemaker services that allow you to
remain independent.
-
Assisted-living facility care—personal care services provided as
needed in a specially designed facility.
-
Nursing home
care—extended 24-hour care for those who need daily professional
nursing and other services.
Without insurance
how expensive is long-term care?
Long-term care can be very expensive. A year’s stay in a nursing
home costs an average $50,000. Basic care in an assisted-living
facility averages $26,000 annually. Of most concern, 70% of people
who enter a nursing home deplete their savings and other assets to
fund one year of care.
Consider our long-term care policy protection. Call or
email us
with questions. |
